Signing an agreement for sale and purchase is a legally binding step, so it’s important to get it right from the start. Seeking legal advice before signing ensures that conditions, timeframes, and other key details are tailored to your needs, preventing potential complications later. Taking this step helps make your property transaction smoother and less stressful.
Using your Kiwisaver for a home purchase can feel tricky, but with a little planning, it’s totally manageable! Withdrawals take 10–15 working days and need to be paid to a Stakeholder (the vendor’s lawyer), not directly to a real estate agent. Making sure your agreement is set up correctly from the start can help the process go smoothly and avoid any hiccups.
These deposits can be two very different things! We often see this causing confusion for our first home buyers and
Purchasing at auction or entering into a pre-auction offer means that you are purchasing the property unconditionally and should your offer be accepted you are committed to completing the purchase.
When purchasing property, under the fine print in both a standard REINZ agreement and auction agreement clauses 3.2(1) and 5.2(1) provide the right for you – (or a person nominated by you) to visit the property again during the week before the settlement day.
Changing the existing mortgage you have over your property to another bank is the process called “refinancing”. A legal practice needs to be involved to do this. We can help no matter where you are placed in New Zealand (and most countries).
